edit: wife’s car lol
The insurance company made an offer, but I think it’s too low. I countered, and now it’s been escalated to another person. We’re supposed to talk on Thursday. If they don’t raise the offer, what happens if neither of us gives in?
Don’t accept a low offer for your wife, it’s insulting 
Wynn said:
Don’t accept a low offer for your wife, it’s insulting
Do not let them test drive your wife either
Wynn said:
Don’t accept a low offer for your wife, it’s insulting
Do not let them test drive your wife either
I’m not paying without a test drive /s
@Vero
Gotta have a certified wife mechanic check it out first.
Wynn said:
Don’t accept a low offer for your wife, it’s insulting
Not his wife, it’s the car’s wife.
Wynn said:
Don’t accept a low offer for your wife, it’s insulting
Not his wife, it’s the car’s wife.
Look, all jokes aside, a lot of cars are really lonely now, just looking for that special someone to share a driveway with.
@Ember
Speak for your own car, peasant. My car is happily in a 3 car garage.
Wynn said:
Don’t accept a low offer for your wife, it’s insulting
I too want to lowball the wife
They won’t just raise their offer because you don’t like it. They’ve based it on their own research. If you want them to increase it, you’ll have to show them why your car is worth more. Point out any mistakes they made or features they didn’t account for, or consider hiring an expert and invoking the appraisal clause.
@Paxton
I sent them 10-15 comps and about $10,000 in bills for everything done to the car—service, mods, tires, pads, etc. They added an extra $1700.
Lyle said:
@Paxton
I sent them 10-15 comps and about $10,000 in bills for everything done to the car—service, mods, tires, pads, etc. They added an extra $1700.
Car values assume the vehicle is in good working order. Repairing or modifying doesn’t usually make it worth more. If you really believe they undervalued your car, you can invoke your right to appraisal.
@Drew
Not all repairs are equal. Some maintenance like new tires or engine refurbishments can add value, especially if done recently.
@Drew
I’m speaking from experience—they DID give me more because of the info I sent. Obviously, not every single thing mattered, but it didn’t hurt to send everything.
Lyle said:
@Drew
I’m speaking from experience—they DID give me more because of the info I sent. Obviously, not every single thing mattered, but it didn’t hurt to send everything.
They probably increased the value for some of the stuff you sent, but not everything. The comps you provided likely did most of the work.
@Shai
Yes, that’s what I was saying. The comps didn’t do much, but the maintenance records helped. Strange I’m getting downvoted for sharing my experience.
Lyle said:
@Shai
Yes, that’s what I was saying. The comps didn’t do much, but the maintenance records helped. Strange I’m getting downvoted for sharing my experience.
I don’t get why you’re getting downvoted. I worked in total loss, and yes, we would increase offers if there were new tires, brakes, etc.
@Asa
Routine maintenance and mods usually don’t add value in total loss settlements.