Hallo…
I messed up and reported an accident to my insurance (Progressive), even though I was totally not at fault. I’ve closed the claim and told them I won’t be fixing the car or using my collision coverage.
How much do you think my insurance rate will go up because of this? Anyone been in a similar situation?
Your help will be highly appreciated…
Your residence is an important factor. More accidents, theft, or bad weather might result in higher premiums in some areas.
Any recent moving infractions or collisions may result in higher insurance costs.
Insurers may view you as a greater risk if you have made several claims in a short amount of time.
Insurance prices may increase due to rising auto repair, healthcare, and general inflation costs. 
Reviewing your insurance and looking around for the best deals are always wise decisions. Changing your coverage or taking advantage of savings might occasionally assist to offset these hikes. 