Who do you use for home insurance In Canada?

RBC has been great for me. I pay $100 monthly for home insurance.

Square One is $60/month for my detached home.

I’m with Intact for $87/month.

Why do home insurance policies require a one-year commitment? I can’t cancel mine early without a penalty.

AnthonyForumFan said:
Why do home insurance policies require a one-year commitment? I can’t cancel mine early without a penalty.

Is this standard in Canada or just my company?

What kind of penalties or fees are involved if you cancel a policy before the one-year term ends?

Did you go with TD in the end?

Clove said:
Did you go with TD in the end?

Yes, I chose TD. Their rate was $113/month, including taxes.

I use PC Insurance. Home insurance is $80/month, and auto insurance for two cars and two drivers is $170/month.

Clove said:
I use PC Insurance. Home insurance is $80/month, and auto insurance for two cars and two drivers is $170/month.

I didn’t bundle because I don’t have a car right now. A friend of mine bundles with TD, and they still found it to be the cheapest option for them. Insurance rates can be so strange.