Hi everyone, I’ve been looking into health insurance options, and I’m wondering who the major players are in the U.S. Does anyone know which companies are the largest and if there’s any real difference between them?
The top ones are UnitedHealth, Anthem, Kaiser Permanente, Ambetter, and Humana. They control a big part of the market, especially UnitedHealth and Anthem.
Kel said:
The top ones are UnitedHealth, Anthem, Kaiser Permanente, Ambetter, and Humana. They control a big part of the market, especially UnitedHealth and Anthem.
That’s right. I think UnitedHealth has the biggest revenue, around $215 billion, which is wild. They also have a huge network of doctors.
Kel said:
The top ones are UnitedHealth, Anthem, Kaiser Permanente, Ambetter, and Humana. They control a big part of the market, especially UnitedHealth and Anthem.
I’ve heard Kaiser is only in certain states, but they have a lot of members where they are available. Good to know if you’re in California or the West Coast.
I’m with Anthem through work, and it’s been pretty solid. They’re one of the top companies by enrollment, especially with their Blue Cross plans in a lot of states.
oliviamartin said:
I’m with Anthem through work, and it’s been pretty solid. They’re one of the top companies by enrollment, especially with their Blue Cross plans in a lot of states.
Anthem’s Blue Cross plans are big. If you’re looking for coverage in more states, they’re worth checking out.
Anyone know if bigger companies like these are better for customer service? I’ve read mixed reviews, and I’m not sure if a smaller insurer might be better.
Kenan said:
Anyone know if bigger companies like these are better for customer service? I’ve read mixed reviews, and I’m not sure if a smaller insurer might be better.
Good question. Sometimes smaller companies have better service. Big ones have large networks, but they can feel a bit impersonal.
If you’re in a state where Kaiser is available, it’s a popular option. Their enrollment numbers are high, and they have their own medical centers, so everything is in one place.
Kellan said:
If you’re in a state where Kaiser is available, it’s a popular option. Their enrollment numbers are high, and they have their own medical centers, so everything is in one place.
I’m with Kaiser in California, and it’s convenient having all care under one system. Just make sure they’re in your area.
For anyone new to choosing health insurance, check if you qualify for Ambetter. They’re part of Centene, and they have pretty affordable options.
Luca said:
For anyone new to choosing health insurance, check if you qualify for Ambetter. They’re part of Centene, and they have pretty affordable options.
Ambetter’s a good choice for individual plans. They’re growing fast and have options on the ACA marketplace.