When is, and for who, is Life Insurance worth it?

Many people tell me it’s a scam and they advise against doing it. However, other people have told me that it’s worthwhile (note that they also constantly market insurance).

I’m not smart enough to recognize which Google searches are legitimate or are attempts to sell me something.

What are your thoughts on this? Is life insurance worthwhile, and if so, for what demographic (age, marital status, single status, etc.)? Are there more economical ways to use your money?

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If you have a husband, children, dependent parent or sibling, or anybody else whose survival depends on your income, you should seriously consider getting life insurance.

It’s a waste of money otherwise.

Life insurance is primarily designed to provide financial protection for your loved ones in the event of your death

It is worth it and it cuts across all ages