If I can get more value that way, I would prefer to get the most out of my life insurance policy in addition to having the option to spend the proceeds for retirement.
When I make a 401(k) contribution, my employer matches up to 4% of my earnings. Is it okay for me to utilize that?
EDIT: I would prefer to utilize the funds from my 401(k) for entire life insurance, not term. Can you do that? Also, which whole life insurance is the best? I am thirty-two.