Hi everyone,
I am in the market for auto insurance and could use some advice. What should I look for when shopping for a policy to make sure I get the best coverage and rates?
Hi everyone,
I am in the market for auto insurance and could use some advice. What should I look for when shopping for a policy to make sure I get the best coverage and rates?
It’s important to distinguish between captive and non-captive agents. A captive agent will only ever get you coverage from one insurer. A non-captive agent works similarly to a broker in that they will often source quotes from multiple insurers.
The downside to working directly with an insurer is that often you have no direct point of contact in an emergency or when you have questions (this is literally an agent’s job). I play hell making changes to my auto and homeowners because I don’t have an agent. Lots of waiting on hold and customer service reps being confused.
(The company eventually got so frustrated they assigned an agent to my account - but she didn’t place my coverage, so she doesn’t know me and she rarely answers my calls either.)
Hey @Zack12 Make friendship with Google.
Hey @Zack12, I hope this text isn’t too long for you or the other members.
Shopping for auto insurance can be simplified with these tips:
Following these steps can help you find the right auto insurance coverage at an affordable price.
Hope it helps!
When looking for auto insurance, consider coverage options, price versus value, customer service reputation, accessible discounts, financial stability, convenience of use (website/app), and policy limits/deductibles. By comparing these criteria, you can select the best policy for your needs and budget.