Hi everyone,
I am still working and trying to figure out when I should or must sign up for Medicare. What are the guidelines or deadlines I need to be aware of?
Navigating Medicare can be a bit confusing, but it’s important to get it right. Generally, you should sign up for Medicare during your Initial Enrollment Period, which starts three months before you turn 65 and ends three months after your 65th birthday month. If you’re still working and covered by an employer’s plan, you can delay enrollment without a penalty, but you’ll need to sign up during the Special Enrollment Period when you retire or lose coverage. Make sure to check deadlines and requirements specific to your situation to avoid any late enrollment penalties.