Hi, I really need some advice. 
My father was denied a work visa in Australia after being diagnosed with a critical illness. He had health insurance that covers repatriation, but now he’s been terminated and sent back home to the Philippines. He flew back on December 10, 2024, and only received the termination contract on December 12, 2024. Has anyone dealt with a similar situation? I don’t even know where to start…
I’m so sorry to hear about your father. That sounds incredibly tough. Have you reviewed his insurance policy to see what it covers specifically?
Keller said:
I’m so sorry to hear about your father. That sounds incredibly tough. Have you reviewed his insurance policy to see what it covers specifically?
Yeah, policies can be confusing sometimes. Maybe you could reach out to a legal professional to help review the terms?
Keller said:
I’m so sorry to hear about your father. That sounds incredibly tough. Have you reviewed his insurance policy to see what it covers specifically?
That’s a good idea. Some policies have fine print that might explain the repatriation coverage more clearly.
It might help to contact a legal service. Companies like LegalShield can provide affordable access to attorneys who specialize in this kind of stuff.
Reagan said:
It might help to contact a legal service. Companies like LegalShield can provide affordable access to attorneys who specialize in this kind of stuff.
I’ve heard about them. They could help you appeal the denial and figure out your next steps.
Does the insurance have a claims appeal process? Sometimes you need to submit additional documents to get a fair review.
pissedoff123 said:
Does the insurance have a claims appeal process? Sometimes you need to submit additional documents to get a fair review.
Good point. A claims appeal could help, especially if his illness was sudden or unexpected.
Have you talked to the insurance provider directly? They might be able to clarify what steps you need to take next.
If all else fails, you could look into filing a complaint with the insurance commission or ombudsman in Australia.
PixelPioneer said:
If all else fails, you could look into filing a complaint with the insurance commission or ombudsman in Australia.
That’s a solid suggestion. Sometimes formal complaints can push things forward when nothing else works.