just a heads-up for anyone considering progressive’s snapshot discount. i’ve been using it for about 6 months, and it’s been more frustrating than anything else.
about me: 24, in south florida, driving a crossover. i know my rates are high because of my age and location, so when my agent mentioned that the snapshot device could lower my rates, i figured i’d give it a shot. i’m a careful driver, but this thing beeps constantly for even the lightest braking.
reasons to avoid it:
it beeps every time you brake even slightly hard, which is pretty unavoidable in heavy traffic. every sudden stop because of someone cutting me off or unexpected traffic means another beep, and less savings.
it’s super sensitive. in a busy area like mine, i ended up focusing more on avoiding beeps than on driving safely. i even started hesitating at yellow lights, wondering if it’s better to risk the beep or just stop.
the discount? $3 per month. that’s all i got for all the hassle and letting them track my every move.
just my experience, but i’d skip the snapshot if you live in a busy area. it’s not worth the headache.
mine beeped every time i took a turn without coming to a full stop, even when there was no stop sign. eventually, i lost out on the discount just for commuting at rush hour.
Rory said:
mine beeped every time i took a turn without coming to a full stop, even when there was no stop sign. eventually, i lost out on the discount just for commuting at rush hour.
we tried it too and couldn’t even install it without a struggle. finding the plug-in spot was such a hassle, and all for a small discount. gave up and returned it.
using snapshot for over a month now, and it’s pretty unfair to those of us in hilly areas. the hard brake warnings don’t make sense unless you’re on totally flat ground.