Is MetLife Insurance Legit?

A few months ago, a friend of mine was recruited to be an agent at MetLife Insurance. He decided not to continue, feeling uncomfortable with some of the sales tactics, like the pressure to target friends and family members, which led to some agents losing friendships over sales pitches. When I looked up MetLife, it seemed legitimate as a company, but the whole approach had a pyramid scheme vibe, especially since agents are encouraged to have new clients bring in more people.

Is this common in the insurance industry, or is it specific to MetLife? Would love to hear others’ thoughts on this.

MetLife is a big name in insurance, but those aggressive sales tactics are common in large sales-driven organizations. For captive agents, there’s often high pressure to perform quickly, which can lead to burnout. Going independent in insurance is usually less intense than working as a captive agent.

@Jules
Thanks for the insight!

I’ve had a bad experience with MetLife. They offer various plans through employer portals, with deductions taken directly from payroll, but I found the coverage wasn’t as helpful as expected. Claims are often denied, and employers should think twice before endorsing these plans.

@Vann
I use MetLife at work and haven’t had any issues. Their dental and vision coverage processes quickly, and with disability, proper paperwork is standard for approval.

@Vann
I also have MetLife, and it’s worked well for me. They even covered $3,500 for each of my children’s braces.

Not a fan of MetLife. They sent a cease-and-desist over a Minecraft build that used their logo – it felt extreme.

Kiernan said:
Not a fan of MetLife. They sent a cease-and-desist over a Minecraft build that used their logo – it felt extreme.

You might want to check the details on that; there’s more to the story.

@Pierce
It was over their logo usage – still felt unnecessary.