How much does hernia surgery cost with insurance?
It’s a mixed bag. The good news is, insurance can significantly bring down the overall cost. We’re talking about a difference of thousands of dollars! Here’s the breakdown:
- Total Cost: Without insurance, expect a range of $4,000 to $11,000 . Yikes!
- With Insurance: If you have insurance, you’re likely looking at a much lower cost, around $750 to $1,109 . That’s a big difference, thanks to deductibles, copays, and coinsurance.
There are a few things that can affect the final cost with insurance:
- Type of Surgery: Laparoscopic surgery (minimally invasive) might cost a bit more than open surgery.
- Your Insurance Plan: Different plans have different coverage amounts. Some may require you to pay a higher deductible before coverage kicks in.
Here’s my advice:
- Call your insurance company: Get the specifics of your plan. Find out what your deductible is, how much you’ll need to pay upfront (copay), and what percentage (coinsurance) you’ll be responsible for after that.
- Ask your doctor: They can give you a better idea of the type of surgery you might need and the associated costs.
Hernia surgery costs with insurance vary, typically ranging from a few hundred to a few thousand dollars, depending on your plan’s deductible, copays, and whether providers are in-network.
To cancel Nationwide insurance, call customer service or visit a local agent. Check for cancellation fees and ensure coverage until new insurance starts.