I’m in a bit of a bind and could use some advice. I’m 23 and bought a BMW X3 about nine months ago. The rod bearings have messed up the engine, and the shop says I need a new one. My extended warranty is only covering 60% of the cost, so I’m left with a big bill.
I’ve got full coverage insurance on the car. Is there a way I can total the car through my insurance and get a payout for what I still owe? Or am I stuck paying for the new engine myself?
Anyone been through something like this or have any tips on what to do?