I recently had my car insurance policy with GEICO cancelled, and I’m unsure about my next steps. What should I do to get coverage again? Are there any specific things I need to address or consider when applying for a new policy with another insurer?
Many insurance companies offer a grace period after you’ve failed to make a payment. During the grace period, your car insurance can be reinstated once you pay the missed premiums and any fines, interest or fees.
GEICO cancelled your policy? Don’t worry, I got you! Here’s how to get back on the road with insurance:
Find out why GEICO cancelled (call them and ask). This will help you avoid the same issue with a new company.
Shop around for new quotes! Get quotes from multiple insurers and be honest about your driving history and the cancellation.
Be prepared for higher rates due to the cancellation, but shopping around can help you find the best deal.
Improve your driving record if accidents or violations led to the cancellation (defensive driving course anyone?).
Look for high-risk driver specialists if you have trouble finding affordable coverage after the cancellation. This might be more expensive, but it’s better than no insurance!
Insurance firms have sixty days from the date of conception to cancel or alter rates. In addition to canceling the insurance if you failed to provide the required paperwork, they also planned to dump you if you made a claim during the first 55 days of the policy. Look for a different insurance provider. Utility bills are required as proof of domicile; car registration and driver’s license are not accepted. Water bill, gas, electric, internet or Wi-Fi bill, and land line phone bill must all be present. She service address and use must also be included.