Our basement had some water damage from what seems to be groundwater: this resulted in a large area of the carpet being damaged and likely our walls had some damage.
My partner and I have been busy and working on other projects and haven’t filed a claim with insurance because we don’t use the basement much. We finally are getting around to it.
Does anyone have any insight on if there will be issues filing a claim if the water damages were done around 2 months ago?
Edit: clarified it is water damage and not flooding
You edited your post, but water damage from groundwater is called flooding. Unless a water pipe broke, a wall fell down, or your roof was torn off, you’ll need flood insurance.
You need to have overland water coverage or flood coverage for that. Also, most insurers REQUIRE that you take action right away. Failing to do so could be a denial, as it is only going to get worse.
Cael said:
You need to have overland water coverage or flood coverage for that. Also, most insurers REQUIRE that you take action right away. Failing to do so could be a denial, as it is only going to get worse.
Got ya! I mean we dried up the area with towels and fans and bought a dehumidifier right away. Hopefully that may help? The other thing is we didn’t have any issues after.