I was rear-ended by another driver who is at fault, but I didn’t have insurance at the time. Will their insurance still cover the damages to my car? Also, will I face legal trouble for driving uninsured even though I wasn’t at fault?
Driving without insurance is a risky decision. If you caused an accident, it could lead to serious financial trouble. Please make sure you stay insured in the future.
What area or province are you in? Laws about insurance vary depending on your location.
Luca said:
What area or province are you in? Laws about insurance vary depending on your location.
The original poster is in Canada.
Insurance liability rules differ depending on where you are. Check local laws or consult a legal expert to know what applies in your case.
Why would you drive without insurance? It’s really not worth the risk.
In most cases, the other driver’s insurance will cover the damages if they are at fault. However, you could still face a fine or penalty for driving uninsured, depending on your local laws.
Isle said:
In most cases, the other driver’s insurance will cover the damages if they are at fault. However, you could still face a fine or penalty for driving uninsured, depending on your local laws.
This isn’t always true. In some places, uninsured drivers can’t claim certain types of damages like pain and suffering. It depends on the jurisdiction.
Isle said:
In most cases, the other driver’s insurance will cover the damages if they are at fault. However, you could still face a fine or penalty for driving uninsured, depending on your local laws.
Even if you’re uninsured, the other driver’s insurance should still be responsible for covering damages if they are at fault. However, you might get a citation for not having insurance.
Their insurance should cover it, unless they also didn’t have insurance.
In most cases, the at-fault driver’s insurance would cover your property damage. However, there may be limitations on what you can claim for injuries or pain and suffering, especially if you are uninsured. You might also face penalties for driving without insurance, like fines or license suspension. If no police were involved, it’s possible you won’t face any penalties, but that depends on the laws in your area.