Best car insurance options in Georgia?

I’m trying to find affordable car insurance here in Georgia. Any tips or recommendations? Anyone know if it’s better to go with full coverage or just stick with liability?

I’ve had good luck with Georgia Farm Bureau! Their rates for liability are around $50/month, which is the lowest I found.

Clancy said:
I’ve had good luck with Georgia Farm Bureau! Their rates for liability are around $50/month, which is the lowest I found.

Yeah, I heard that too. Plus, their full coverage is only like $122 a month, not bad for Georgia.

@Dacey
That’s a great rate for full coverage. I might have to check them out.

If you’re a military member or family, USAA has some pretty good rates here too, around $78 for liability.

Nuri said:
If you’re a military member or family, USAA has some pretty good rates here too, around $78 for liability.

True! USAA is super reliable if you qualify, and the customer service is top-notch.

I went with State Farm because they have local agents everywhere. They’re a bit pricier, but I like knowing someone nearby can help if needed.

Bin said:
I went with State Farm because they have local agents everywhere. They’re a bit pricier, but I like knowing someone nearby can help if needed.

That’s a good point. Sometimes peace of mind is worth the extra cost.

I’d recommend at least getting quotes from multiple companies like GEICO, Allstate, and Progressive. Rates can vary a lot depending on your driving history.

EllaJosephine said:
I’d recommend at least getting quotes from multiple companies like GEICO, Allstate, and Progressive. Rates can vary a lot depending on your driving history.

Good idea. I found Progressive to be a bit high, but it’s always worth comparing!

Anyone else noticed how rates here in Georgia keep going up every year? It’s gotten so expensive!

Kameron said:
Anyone else noticed how rates here in Georgia keep going up every year? It’s gotten so expensive!

Yep, it’s crazy! I think it’s due to the higher accident rates and weather-related claims in GA.