Hey everyone, I’m trying to find a good car insurance option for a new driver under 21 in the US. I’ve heard that some companies have better rates for young drivers, but I’m a bit lost on what’s actually worth it. Any tips?
I was in the same boat last year. I found GEICO to be pretty affordable, plus they have a lot of discounts. They worked well for me, and the claims process was smooth too.
Blake said:
I was in the same boat last year. I found GEICO to be pretty affordable, plus they have a lot of discounts. They worked well for me, and the claims process was smooth too.
Same here…GEICO seems to have a decent rate for young drivers. They also offer bundling with other policies if that helps.
@Luca
Good to know about bundling. I didn’t realize they offered that. Might help me save a bit.
If you or a family member is in the military, check out USAA. Their rates are usually unbeatable, and they have excellent customer service.
Oak said:
If you or a family member is in the military, check out USAA. Their rates are usually unbeatable, and they have excellent customer service.
I’ve heard great things about USAA. Just wish it was available to everyone.
@Griff
Yeah, it’s too bad it’s restricted. Their benefits are really solid though.
Progressive is worth checking out too. They’re pretty flexible with coverage options and have some discounts for students.
Jensen said:
Progressive is worth checking out too. They’re pretty flexible with coverage options and have some discounts for students.
True, Progressive is great for student discounts. Plus, their app makes tracking your policy easy.
If you’re looking for good customer service, State Farm might be a good option. Their rates weren’t the cheapest, but they’re reliable.
Amanda said:
If you’re looking for good customer service, State Farm might be a good option. Their rates weren’t the cheapest, but they’re reliable.
Agree! They helped me out a lot when I had an accident. Worth the extra few bucks for sure.
I went with Allstate for a while. They have some cool options, but their rates were a bit higher than I expected. Still, solid customer service.
Amari said:
I went with Allstate for a while. They have some cool options, but their rates were a bit higher than I expected. Still, solid customer service.
I’ve heard mixed reviews about Allstate’s pricing, but good to know they’re reliable