I’m moving to a new house soon, and I feel like there’s a lot to keep track of. Any tips on what I should focus on or things I might forget during the process?
First thing, make sure your mortgage is all sorted and confirmed. Even if you’ve got an agreement in principle, it can take a while for the lender to finalize everything. I also recommend getting your buildings insurance in place before you exchange contracts.
@Sal
Totally agree. Buildings insurance is a must because once you exchange, you’re legally responsible for the property. Life insurance can also be useful if you want to cover the mortgage in case anything happens.
If you’re in a chain, keep in touch with your estate agent and solicitors to make sure everything’s on track. It can be stressful, but communication really helps avoid delays or surprises.
Bela said:
If you’re in a chain, keep in touch with your estate agent and solicitors to make sure everything’s on track. It can be stressful, but communication really helps avoid delays or surprises.
So true. I’ve had a sale fall through because of issues in the chain, so now I check in regularly to keep things moving.
Don’t forget about removals! Whether you hire professionals or do it yourself, it’s good to plan ahead. I used a removals company, but I also put some things in storage because we couldn’t move in right away.
@Sage
I did the same. Storage can be a lifesaver if your move-in dates don’t align perfectly. Just make sure you label everything so it’s easy to find later!
Make a list of people and companies to inform about your change of address. Energy suppliers, internet, banks, HMRC, TV license, and don’t forget to redirect your mail.
Definitely take meter readings before you leave your old place, and when you get to your new one. It’ll help avoid any disputes with utility bills later on. I also left some instructions for the new owners, and they really appreciated it.
If you’re moving to a busy area, try to reserve a parking spot for your moving van. A neighbor of mine put out cones to save space, which made the whole unloading process easier.