Jony said:
@jonathan
I guess I could, but it’s a hassle because my homeowners insurance is bundled with it.
Paying for your ex-wife and her son’s insurance is also a hassle.
Jony said:
@jonathan
I guess I could, but it’s a hassle because my homeowners insurance is bundled with it.
It’s worth looking around. I found a new deal that saved me a lot on homeowners insurance.
Jony said:
I’ve filed for divorce and I’m trying to remove my wife from my insurance. It’s the only thing we ever shared. I added her to my policy a few years after we got married.
I called them and they asked if it was due to separation or divorce. I said divorce, and they told me they couldn’t take her off until the divorce is finalized, which could take months! She’s stopped paying me for her and her son’s part of the insurance, and they have 2 out of 3 of the cars.
Does this sound right? What can I do? I could have just lied and said we weren’t getting divorced. Now they’ve made a note on my account, and they won’t let me make changes. I’m stuck paying for her insurance and her son’s insurance.
EDIT: To clarify, this is just my car insurance. She isn’t on my homeowners policy.
Keep paying it and ask the judge to make her pay it back when you finalize the divorce. Talk to your lawyer about it.
Jony said:
I’ve filed for divorce and I’m trying to remove my wife from my insurance. It’s the only thing we ever shared. I added her to my policy a few years after we got married.
I called them and they asked if it was due to separation or divorce. I said divorce, and they told me they couldn’t take her off until the divorce is finalized, which could take months! She’s stopped paying me for her and her son’s part of the insurance, and they have 2 out of 3 of the cars.
Does this sound right? What can I do? I could have just lied and said we weren’t getting divorced. Now they’ve made a note on my account, and they won’t let me make changes. I’m stuck paying for her insurance and her son’s insurance.
EDIT: To clarify, this is just my car insurance. She isn’t on my homeowners policy.
This is the same for health insurance too. It’s illegal to take her off until the divorce is final.
If both sides agree and it’s an uncontested divorce, the process should be quicker.
Jony said:
I’ve filed for divorce and I’m trying to remove my wife from my insurance. It’s the only thing we ever shared. I added her to my policy a few years after we got married.
I called them and they asked if it was due to separation or divorce. I said divorce, and they told me they couldn’t take her off until the divorce is finalized, which could take months! She’s stopped paying me for her and her son’s part of the insurance, and they have 2 out of 3 of the cars.
Does this sound right? What can I do? I could have just lied and said we weren’t getting divorced. Now they’ve made a note on my account, and they won’t let me make changes. I’m stuck paying for her insurance and her son’s insurance.
EDIT: To clarify, this is just my car insurance. She isn’t on my homeowners policy.
There are several legal issues to deal with here.
In many states, you share liability as long as you’re married. Some states won’t let you exclude a spouse from an insurance policy until the divorce is finalized. You’re still considered a married couple legally.
If you read your homeowners policy, she’s probably covered as a household member, even if she’s not listed. Some companies would require you to list her or might not renew your policy. If you’re in a state that allows exclusions, some companies will do it, others won’t, because there’s still a risk. She still needs to insure any cars she drives, or you’ll share liability.
Jony said:
I’ve filed for divorce and I’m trying to remove my wife from my insurance. It’s the only thing we ever shared. I added her to my policy a few years after we got married.
I called them and they asked if it was due to separation or divorce. I said divorce, and they told me they couldn’t take her off until the divorce is finalized, which could take months! She’s stopped paying me for her and her son’s part of the insurance, and they have 2 out of 3 of the cars.
Does this sound right? What can I do? I could have just lied and said we weren’t getting divorced. Now they’ve made a note on my account, and they won’t let me make changes. I’m stuck paying for her insurance and her son’s insurance.
EDIT: To clarify, this is just my car insurance. She isn’t on my homeowners policy.
Just a heads up, your rates will likely go up when you’re single.
Jony said:
I’ve filed for divorce and I’m trying to remove my wife from my insurance. It’s the only thing we ever shared. I added her to my policy a few years after we got married.
I called them and they asked if it was due to separation or divorce. I said divorce, and they told me they couldn’t take her off until the divorce is finalized, which could take months! She’s stopped paying me for her and her son’s part of the insurance, and they have 2 out of 3 of the cars.
Does this sound right? What can I do? I could have just lied and said we weren’t getting divorced. Now they’ve made a note on my account, and they won’t let me make changes. I’m stuck paying for her insurance and her son’s insurance.
EDIT: To clarify, this is just my car insurance. She isn’t on my homeowners policy.
Depending on your state’s laws, if she gets into an accident, you could be liable if you’re still married.
Jony said:
I’ve filed for divorce and I’m trying to remove my wife from my insurance. It’s the only thing we ever shared. I added her to my policy a few years after we got married.
I called them and they asked if it was due to separation or divorce. I said divorce, and they told me they couldn’t take her off until the divorce is finalized, which could take months! She’s stopped paying me for her and her son’s part of the insurance, and they have 2 out of 3 of the cars.
Does this sound right? What can I do? I could have just lied and said we weren’t getting divorced. Now they’ve made a note on my account, and they won’t let me make changes. I’m stuck paying for her insurance and her son’s insurance.
EDIT: To clarify, this is just my car insurance. She isn’t on my homeowners policy.
There’s a good reason for this. It stops one spouse from screwing over the other, like leaving them without insurance.
Jony said:
I’ve filed for divorce and I’m trying to remove my wife from my insurance. It’s the only thing we ever shared. I added her to my policy a few years after we got married.
I called them and they asked if it was due to separation or divorce. I said divorce, and they told me they couldn’t take her off until the divorce is finalized, which could take months! She’s stopped paying me for her and her son’s part of the insurance, and they have 2 out of 3 of the cars.
Does this sound right? What can I do? I could have just lied and said we weren’t getting divorced. Now they’ve made a note on my account, and they won’t let me make changes. I’m stuck paying for her insurance and her son’s insurance.
EDIT: To clarify, this is just my car insurance. She isn’t on my homeowners policy.
Do not try to remove your wife or her car from the policy. She’s a Named Insured and can’t be removed.
Your agent must stay neutral in this. If something happens and she doesn’t have coverage, your agent could get in trouble. It could also come back to hurt you in the divorce.
Best option: Take yourself and your car off the policy and start a new one for yourself. Remove your payment info from the old policy. Ask your agent to explain the billing carefully, so you don’t end up in a dispute over unpaid premiums.
Also, maybe don’t get married again!