My house got damaged back in April 2022. At first, my local agent said it didn’t sound like I had a claim. I started clearing out the damage, but when I called them back later, they referred me to the claims department. I filed a claim, and the adjuster came out 9 days later, issuing a small check, which I cashed. Then, the whole thing got messy. They said the claim shouldn’t have been approved and started switching things to mold coverage instead of full coverage. Now they’re sending another adjuster to verify repairs before deciding anything. Should I consult a lawyer at this point?
It definitely sounds like you should talk to a lawyer. Insurance companies often try to avoid paying out fully, and you might be getting the runaround.
West said:
It definitely sounds like you should talk to a lawyer. Insurance companies often try to avoid paying out fully, and you might be getting the runaround.
Agreed. Lawyers who specialize in insurance claims can help a lot in situations like this.
West said:
It definitely sounds like you should talk to a lawyer. Insurance companies often try to avoid paying out fully, and you might be getting the runaround.
Yeah, don’t wait too long. They could use delays against you later.
This is why it’s good to document everything. Save all your calls, emails, and receipts—it’ll help if you need legal support.
Wylie said:
This is why it’s good to document everything. Save all your calls, emails, and receipts—it’ll help if you need legal support.
Absolutely. Keep track of every interaction with the insurance company, especially when they contradict themselves.
The part about getting a random phone number for a complaint sounds super shady. That alone might be worth reporting.
Yan said:
The part about getting a random phone number for a complaint sounds super shady. That alone might be worth reporting.
Agreed. That’s not normal at all. Definitely something a lawyer could look into.
If they’ve already paid something, they might be trying to minimize their losses. A lawyer could make sure you’re not shortchanged.
From what you’ve described, consulting a lawyer sounds like a smart move. It doesn’t hurt to at least get a free consultation.