Good afternoon…
I’m trying to get a car insurance quote from Progressive, and they asked for my wife’s license info. The issue is, she doesn’t have a license—just a State ID. I picked “Not Licensed/State ID” and got an error saying, “A rated driver must be licensed.”
Why would they include her if she doesn’t drive? Should I call them or try something else? I’m worried about how this will affect my rates. Anyone else deal with this before?
Best wishes…
Certain states mandate that all household members be included on the car insurance policy, even if they don’t drive. This is typically to guarantee sufficient coverage in case they’re involved in an accident with the vehicle.
Even though your wife isn’t driving now, she might in the future. Adding her to the policy now can help prevent potential rate hikes later if she gets a license.
Some insurers provide discounts for having multiple drivers on a policy. Even if your wife isn’t driving now, including her might make you eligible for these savings 
Hey best thing is to add her to my policy as both nuptials we could pay a double premium