Jules
October 23, 2024, 4:40am
1
I had an accident in Houston, Texas. I was crossing an intersection with a green light, and another car pulled out in front of me, leading to a collision. When the police arrived, the other driver also claimed they had a green light. The officers mentioned they’d check the cameras and file a report. Later, they said the cameras weren’t working, and the report didn’t carry much weight. They advised us to let our insurance companies handle it.
The other driver had a lawyer. After two months, the insurance companies decided that since there was no clear evidence, both sides are considered liable, and no one gets a payout. What should I do next? Any suggestions?
Jori
October 23, 2024, 4:40am
2
Do you have collision coverage? If so, your insurance should cover the damage to your car.
Jules
October 23, 2024, 4:40am
3
Jori said :
Do you have collision coverage? If so, your insurance should cover the damage to your car.
No, I only have liability.
Jules said :
Jori said :
Do you have collision coverage? If so, your insurance should cover the damage to your car.
No, I only have liability.
Then you’ll have to cover the costs yourself.
Dev
October 23, 2024, 4:40am
5
Jules said :
Jori said :
Do you have collision coverage? If so, your insurance should cover the damage to your car.
No, I only have liability.
A tough lesson learned.
Shan
October 23, 2024, 4:40am
6
Jules said :
Jori said :
Do you have collision coverage? If so, your insurance should cover the damage to your car.
No, I only have liability.
For anyone reading… if you don’t have collision, get a dashcam.
kim
October 23, 2024, 4:40am
7
Jules said :
Jori said :
Do you have collision coverage? If so, your insurance should cover the damage to your car.
No, I only have liability.
Comment was removed.
Noor
October 23, 2024, 4:40am
8
@Kim
No need for rude comments here.
Ren
October 23, 2024, 4:40am
9
Jules said :
Jori said :
Do you have collision coverage? If so, your insurance should cover the damage to your car.
No, I only have liability.
Sorry, I misunderstood the question earlier.
dominic
October 23, 2024, 4:40am
10
@Ren
They clearly said they don’t have collision.
Ren
October 23, 2024, 4:40am
11
dominic said :
@Ren
They clearly said they don’t have collision.
Got it, thanks for pointing that out.
Tobin
October 23, 2024, 4:40am
12
For future reference, get a dashcam. It’ll save you from a lot of hassle.
juke
October 23, 2024, 4:40am
13
Tobin said :
For future reference, get a dashcam. It’ll save you from a lot of hassle.
Seriously, a $40 investment can prevent thousands in headaches.
Ira
October 23, 2024, 4:40am
14
Tobin said :
For future reference, get a dashcam. It’ll save you from a lot of hassle.
I bought a dashcam after seeing so many videos of people getting blamed for accidents they didn’t cause. The very next day, someone hit my car in a parking lot. The damage was minor, but still.
taylor
October 23, 2024, 4:40am
15
Tobin said :
For future reference, get a dashcam. It’ll save you from a lot of hassle.
I’ve tried using dashcams, but the ones I had didn’t record when I needed them. They’d stopped working weeks before, so frustrating.
Ren
October 23, 2024, 4:40am
16
Tobin said :
For future reference, get a dashcam. It’ll save you from a lot of hassle.
Yep, that’s spot on advice.
Parker
October 23, 2024, 4:40am
17
Tobin said :
For future reference, get a dashcam. It’ll save you from a lot of hassle.
But how does that help the current situation?
Clove
October 23, 2024, 4:40am
18
Parker said :
Tobin said :
For future reference, get a dashcam. It’ll save you from a lot of hassle.
But how does that help the current situation?
It doesn’t, but it helps prevent a similar situation in the future.
Parker
October 23, 2024, 4:40am
19
@Clove
I get that, but it’s not an answer to the question. Feels like a lazy response.
Vail
October 23, 2024, 4:40am
20
Parker said :
@Clove
I get that, but it’s not an answer to the question. Feels like a lazy response.
“What should I do now?”
- Unfortunately, not much.
“Any advice?”
- Get a dashcam or consider collision coverage for the future.
If there’s no other solution, the only advice is to learn and prepare for next time.