I don’t currently have auto insurance, and the quotes I’ve received are very high. What changes can I make to a policy to bring the cost down? Any advice would be appreciated.
If you don’t have any current insurance, your premium is likely high because you have no continuous coverage history. It’s best to contact an independent insurance agent—they can help you find multiple quotes for free. However, keep in mind that lowering premiums often means reducing or dropping coverages, which isn’t always a good idea.
@Eli
Thank you for the explanation. I’ll reach out to an independent agent.
Consider increasing your deductible. For example, raising it from $500 to $1,000 could help reduce your premium.