Hollis said: @Arden
A good approach is to treat questions with the same patience you’d give a newcomer. OP could benefit from understanding that local agents can tailor coverage based on location and needs.
I agree. Sometimes folks just don’t know what they don’t know. I’ve learned a lot here about the value of independent agencies.
Hollis said: @Arden
A good approach is to treat questions with the same patience you’d give a newcomer. OP could benefit from understanding that local agents can tailor coverage based on location and needs.
Yes, this sub can be harsh, but people come here to learn. Insurance can be complex, and responses like this are more helpful.
Noor said: @Arden
Thanks for clarifying! I’m in California, so I’ll check with some local agents.
Independent agents are a good place to start. They can give you multiple quotes, and then you can directly contact larger companies for additional options.
Also, ask about discounts you qualify for. It’s a good idea to use an independent agent or broker to compare across companies, ensuring coverage levels are the same when you compare.
To get quotes, just look up independent insurance agents in your area and give them a call. They can provide options, and you can see who offers the best rates.
Search for ‘independent insurance agency near me,’ then call them up and ask for quotes from different carriers. Make sure they send you all the quotes so you can compare on your own.