Hi, I was hit by a car while riding my bicycle. I was pretty banged up and had to take an ambulance to the ER, but thankfully no broken bones, just deep muscle bruising. Now that the medical bills are coming in, I’m filling out my insurance forms. There’s a part that asks if a car was involved and for the vehicle’s insurance info. Does this mean my car insurance? Or do I put down the driver’s insurance info? I have their details from the police report. Is there a way to get their insurance to pay my bills without having to sue? Any advice would be appreciated.
Yes, provide the driver’s insurance info. Your insurance will likely try to collect from their insurance since they caused the accident.
Bao said:
Yes, provide the driver’s insurance info. Your insurance will likely try to collect from their insurance since they caused the accident.
Thanks, I’ll do that.
Were you or the car at fault?
Finn said:
Were you or the car at fault?
The car was at fault.
Finn said:
Were you or the car at fault?
The car was at fault.
Then yes, you should list the driver’s insurance info. Have you heard from their insurance about your injuries?
The car was at fault.
Then yes, you should list the driver’s insurance info. Have you heard from their insurance about your injuries?
No, I haven’t. There was no damage to their car since it hit my leg and not the bike, so maybe they didn’t even report it.
Finn said:
Zora said:
Finn said:
Were you or the car at fault?
The car was at fault.
Then yes, you should list the driver’s insurance info. Have you heard from their insurance about your injuries?
No, I haven’t. There was no damage to their car since it hit my leg and not the bike, so maybe they didn’t even report it.
You should report it ASAP. They should have reported it, but unfortunately, some people don’t. Better get it on record.
Zora said:
Finn said:
Zora said:
Finn said:
Were you or the car at fault?
The car was at fault.
Then yes, you should list the driver’s insurance info. Have you heard from their insurance about your injuries?
No, I haven’t. There was no damage to their car since it hit my leg and not the bike, so maybe they didn’t even report it.
You should report it ASAP. They should have reported it, but unfortunately, some people don’t. Better get it on record.
Should I reach out to their insurance provider or just put the driver’s info on my documents?
Finn said:
Zora said:
Finn said:
Zora said:
Finn said:
Were you or the car at fault?
The car was at fault.
Then yes, you should list the driver’s insurance info. Have you heard from their insurance about your injuries?
No, I haven’t. There was no damage to their car since it hit my leg and not the bike, so maybe they didn’t even report it.
You should report it ASAP. They should have reported it, but unfortunately, some people don’t. Better get it on record.
Should I reach out to their insurance provider or just put the driver’s info on my documents?
You need to reach out to their insurance. They can’t cover your bills until you’ve settled with them.
Zora said:
Finn said:
Zora said:
Finn said:
Zora said:
Finn said:
Were you or the car at fault?
The car was at fault.
Then yes, you should list the driver’s insurance info. Have you heard from their insurance about your injuries?
No, I haven’t. There was no damage to their car since it hit my leg and not the bike, so maybe they didn’t even report it.
You should report it ASAP. They should have reported it, but unfortunately, some people don’t. Better get it on record.
Should I reach out to their insurance provider or just put the driver’s info on my documents?
You need to reach out to their insurance. They can’t cover your bills until you’ve settled with them.
Got it, thanks! I’ll contact them.
They’re asking if someone else is responsible for paying the bills, so you should list the driver’s insurance. Also, you’re entitled to compensation for pain and suffering, but be careful with what you sign because they usually only pay you once. Wait until you’re fully recovered before agreeing to anything. Pain and suffering is typically calculated at 1.5x your total medical bills.
Pax said:
They’re asking if someone else is responsible for paying the bills, so you should list the driver’s insurance. Also, you’re entitled to compensation for pain and suffering, but be careful with what you sign because they usually only pay you once. Wait until you’re fully recovered before agreeing to anything. Pain and suffering is typically calculated at 1.5x your total medical bills.
Thanks! I’m fully healed now—it’s been about 6 weeks. Will the pain and suffering part come up later in the process?
Pax said:
They’re asking if someone else is responsible for paying the bills, so you should list the driver’s insurance. Also, you’re entitled to compensation for pain and suffering, but be careful with what you sign because they usually only pay you once. Wait until you’re fully recovered before agreeing to anything. Pain and suffering is typically calculated at 1.5x your total medical bills.
Thanks! I’m fully healed now—it’s been about 6 weeks. Will the pain and suffering part come up later in the process?
Once you file a claim with their insurance, an adjuster will contact you. Make sure you have copies of all your medical bills, including the ER, ambulance, and any imaging you had. They may try to offer less, so stand your ground.
Zora said:
Pax said:
They’re asking if someone else is responsible for paying the bills, so you should list the driver’s insurance. Also, you’re entitled to compensation for pain and suffering, but be careful with what you sign because they usually only pay you once. Wait until you’re fully recovered before agreeing to anything. Pain and suffering is typically calculated at 1.5x your total medical bills.
Thanks! I’m fully healed now—it’s been about 6 weeks. Will the pain and suffering part come up later in the process?
Once you file a claim with their insurance, an adjuster will contact you. Make sure you have copies of all your medical bills, including the ER, ambulance, and any imaging you had. They may try to offer less, so stand your ground.
I just called their insurance and need to speak with the adjuster on Monday. I’ve received some bills, like for the ambulance and the ER doctor, but I’m still waiting on others. I also had to spend $350 on Lyft rides since biking is my main way of getting around. Can I get reimbursed for that?
Pax said:
Zora said:
Pax said:
They’re asking if someone else is responsible for paying the bills, so you should list the driver’s insurance. Also, you’re entitled to compensation for pain and suffering, but be careful with what you sign because they usually only pay you once. Wait until you’re fully recovered before agreeing to anything. Pain and suffering is typically calculated at 1.5x your total medical bills.
Thanks! I’m fully healed now—it’s been about 6 weeks. Will the pain and suffering part come up later in the process?
Once you file a claim with their insurance, an adjuster will contact you. Make sure you have copies of all your medical bills, including the ER, ambulance, and any imaging you had. They may try to offer less, so stand your ground.
I just called their insurance and need to speak with the adjuster on Monday. I’ve received some bills, like for the ambulance and the ER doctor, but I’m still waiting on others. I also had to spend $350 on Lyft rides since biking is my main way of getting around. Can I get reimbursed for that?
Yes, you can get reimbursed for everything. Don’t rush the process—you have two years to settle. If you need more advice, a lawyer can help, or you could take it to small claims court.
Zora said:
Pax said:
Zora said:
Pax said:
They’re asking if someone else is responsible for paying the bills, so you should list the driver’s insurance. Also, you’re entitled to compensation for pain and suffering, but be careful with what you sign because they usually only pay you once. Wait until you’re fully recovered before agreeing to anything. Pain and suffering is typically calculated at 1.5x your total medical bills.
Thanks! I’m fully healed now—it’s been about 6 weeks. Will the pain and suffering part come up later in the process?
Once you file a claim with their insurance, an adjuster will contact you. Make sure you have copies of all your medical bills, including the ER, ambulance, and any imaging you had. They may try to offer less, so stand your ground.
I just called their insurance and need to speak with the adjuster on Monday. I’ve received some bills, like for the ambulance and the ER doctor, but I’m still waiting on others. I also had to spend $350 on Lyft rides since biking is my main way of getting around. Can I get reimbursed for that?
Yes, you can get reimbursed for everything. Don’t rush the process—you have two years to settle. If you need more advice, a lawyer can help, or you could take it to small claims court.
Thanks for all the help. I feel a lot less anxious about this now.
Pax said:
Zora said:
Pax said:
Zora said:
Pax said:
They’re asking if someone else is responsible for paying the bills, so you should list the driver’s insurance. Also, you’re entitled to compensation for pain and suffering, but be careful with what you sign because they usually only pay you once. Wait until you’re fully recovered before agreeing to anything. Pain and suffering is typically calculated at 1.5x your total medical bills.
Thanks! I’m fully healed now—it’s been about 6 weeks. Will the pain and suffering part come up later in the process?
Once you file a claim with their insurance, an adjuster will contact you. Make sure you have copies of all your medical bills, including the ER, ambulance, and any imaging you had. They may try to offer less, so stand your ground.
I just called their insurance and need to speak with the adjuster on Monday. I’ve received some bills, like for the ambulance and the ER doctor, but I’m still waiting on others. I also had to spend $350 on Lyft rides since biking is my main way of getting around. Can I get reimbursed for that?
Yes, you can get reimbursed for everything. Don’t rush the process—you have two years to settle. If you need more advice, a lawyer can help, or you could take it to small claims court.
Thanks for all the help. I feel a lot less anxious about this now.
Glad I could help! Just keep in mind, insurance companies make money by not paying out, so be cautious. Save all your bills and receipts. Your settlement should be about 2.5x your total bills—1x for paying the bills and 1.5x for pain and suffering. They might offer to pay the bills directly, but make sure you get something in writing if that’s the case.
Zora said:
Pax said:
Zora said:
Pax said:
Zora said:
Pax said:
They’re asking if someone else is responsible for paying the bills, so you should list the driver’s insurance. Also, you’re entitled to compensation for pain and suffering, but be careful with what you sign because they usually only pay you once. Wait until you’re fully recovered before agreeing to anything. Pain and suffering is typically calculated at 1.5x your total medical bills.
Thanks! I’m fully healed now—it’s been about 6 weeks. Will the pain and suffering part come up later in the process?
Once you file a claim with their insurance, an adjuster will contact you. Make sure you have copies of all your medical bills, including the ER, ambulance, and any imaging you had. They may try to offer less, so stand your ground.
I just called their insurance and need to speak with the adjuster on Monday. I’ve received some bills, like for the ambulance and the ER doctor, but I’m still waiting on others. I also had to spend $350 on Lyft rides since biking is my main way of getting around. Can I get reimbursed for that?
Yes, you can get reimbursed for everything. Don’t rush the process—you have two years to settle. If you need more advice, a lawyer can help, or you could take it to small claims court.
Thanks for all the help. I feel a lot less anxious about this now.
Glad I could help! Just keep in mind, insurance companies make money by not paying out, so be cautious. Save all your bills and receipts. Your settlement should be about 2.5x your total bills—1x for paying the bills and 1.5x for pain and suffering. They might offer to pay the bills directly, but make sure you get something in writing if that’s the case.
Got it! Thanks for the heads-up about how they might try to manipulate the situation. Do you think they’ll pay me directly for everything or just cover the bills and then give me a check for pain and suffering?
Pax said:
Zora said:
Pax said:
Zora said:
Pax said:
Zora said:
Pax said:
They’re asking if someone else is responsible for paying the bills, so you should list the driver’s insurance. Also, you’re entitled to compensation for pain and suffering, but be careful with what you sign because they usually only pay you once. Wait until you’re fully recovered before agreeing to anything. Pain and suffering is typically calculated at 1.5x your total medical bills.
Thanks! I’m fully healed now—it’s been about 6 weeks. Will the pain and suffering part come up later in the process?
Once you file a claim with their insurance, an adjuster will contact you. Make sure you have copies of all your medical bills, including the ER, ambulance, and any imaging you had. They may try to offer less, so stand your ground.
I just called their insurance and need to speak with the adjuster on Monday. I’ve received some bills, like for the ambulance and the ER doctor, but I’m still waiting on others. I also had to spend $350 on Lyft rides since biking is my main way of getting around. Can I get reimbursed for that?
Yes, you can get reimbursed for everything. Don’t rush the process—you have two years to settle. If you need more advice, a lawyer can help, or you could take it to small claims court.
Thanks for all the help. I feel a lot less anxious about this now.
Glad I could help! Just keep in mind, insurance companies make money by not paying out, so be cautious. Save all your bills and receipts. Your settlement should be about 2.5x your total bills—1x for paying the bills and 1.5x for pain and suffering. They might offer to pay the bills directly, but make sure you get something in writing if that’s the case.
Got it! Thanks for the heads-up about how they might try to manipulate the situation. Do you think they’ll pay me directly for everything or just cover the bills and then give me a check for pain and suffering?
It depends. Sometimes they pay directly, and other times they’ll cover the bills and cut you a separate check for pain and suffering. Just make sure everything is clear in writing before you agree.