Golf ball landed on my windshield - Will insurance pay?

Good evening…

So, I was driving on a road next to a golf course while on vacation, and out of nowhere, a golf ball hit my windshield and cracked it pretty bad. It’s a rental, and got insurance through Turo for the trip.
Here’s the issue though – Turo is saying they won’t cover the damage unless I can somehow prove it wasn’t my fault. How am I even supposed to prove that? Like, it’s a random golf ball – I had nothing to do with it!
Has anyone dealt with something like this? Should I be filing a claim with my own insurance instead, or should Turo be handling it? I feel stuck and don’t know what to do next.

Urgently help me pliz… :smiley:

1 Like

:smiling_face_with_tear:Comprehensive Coverage: Your motor insurance policy’s comprehensive coverage probably covers the damage the golf ball causes. Generally speaking, comprehensive coverage covers losses resulting from non-collision situations like theft, vandalism, or falling objects.

To examine the specifics of your policy and decide on the best course of action, it’s a good idea to get in touch with your insurance agent. :unamused:

:Understand that the amount you must pay for :smiling_face_with_tear:damage before insurance kicks in may apply to your comprehensive coverage.

If the individual who struck the :neutral_face: golf ball can be located, an insurance policy may be put in place in certain situations.

:pleading_face:Your insurance policy may or may not pay for windshield damage caused by a golf ball, depending on the kind of coverage you have.