In January, I had all four of my impacted wisdom teeth removed. I paid about $2,500 in cash to my oral surgeon upfront. I have both medical and dental insurance with Blue Cross Blue Shield. According to my BCBS portal, the removal of impacted teeth, including anesthesia, is covered by my medical insurance. I asked the oral surgeon’s office to submit the claim to my medical insurance, but it seems they sent it to dental instead. I got an Explanation of Benefits (EOB) from Blue Cross Dental, which showed a payment of $1,500, and I received a check for $1,500. The issue is that I wanted this amount to go towards my medical deductible, not dental. How can I fix this? The oral surgeon’s office suggested that I file the claim myself through Blue Cross medical. Is this the right thing to do?
Dental is typically not covered by health insurance. It ought not to be all that shocking. There is typically a separate premium for dental insurance if you are not yet retired and are covered by your employer’s health insurance.
Sure, because you still have three days left, switch now. And before committing, go over the plan’s comprehensive coverage.
The words tooth and teeth tend to lead towards an automatic denial from medical. I had a dentist pull two teeth and surgeon pull the other two. The surgeons healed quicker and hurt less than the dentists set.
I’m wondering about the cost of dental insurance, specifically the ones advertised by Physician Mutual. Can you provide any information on this? In January, I’ll be starting Medicare with Plan N. However, I’ve decided to continue keeping my dental insurance through work.