Do i have to keep flood insurance in Florida?

In Florida, even non-flood zones face risks. Despite higher costs for new policies, I’m cautious about dropping ours, especially with unpredictable weather. What’s your take on keeping flood insurance?

Keeping flood insurance in Florida is wise due to unpredictable weather and potential financial risks, even in non-flood zones. It offers security and peace of mind.

While flood insurance isn’t mandatory under Florida law, it can be instrumental in covering the expenses to repair or reconstruct your residence and replace any personal belongings affected by flooding. Given that your home is typically one of your most significant investments, having insurance coverage can alleviate the financial burden of repairing or replacing your property.