Best pet insurance out there... any thoughts?

Thinking about getting pet insurance for my dog, but there are so many options… Lemonade? ASPCA? I heard they’re pretty good, but I’m not sure. What’s everyone using, and do you think it’s worth it?

I use Lemonade for my dog. Super affordable! I pay like $25/month, and it covers both accidents and wellness. The app makes everything easy too.

Quinlan said:
I use Lemonade for my dog. Super affordable! I pay like $25/month, and it covers both accidents and wellness. The app makes everything easy too.

That sounds great! I’ve been leaning toward Lemonade… Have you had to make a claim yet?

@Dara
Yeah, once for an emergency. They paid out quickly, which was a relief. Definitely recommend!

I went with ASPCA for my senior cat. It’s a bit more expensive, but they cover older pets, which was a big deal for me.

Xavi said:
I went with ASPCA for my senior cat. It’s a bit more expensive, but they cover older pets, which was a big deal for me.

I heard ASPCA is good for older pets. What’s your monthly premium, if you don’t mind sharing?

@Gentry
Sure! I pay about $50 a month. Not the cheapest, but it gives me peace of mind since my cat is 12 years old.

I went with Pets Best. They pay the vet directly, which saves me the hassle of waiting for reimbursement. Their plans are decent too, around $40/month.

Dylan said:
I went with Pets Best. They pay the vet directly, which saves me the hassle of waiting for reimbursement. Their plans are decent too, around $40/month.

Oh, that’s cool! Didn’t know some companies pay the vet directly. Might look into that.

I use Figo, mostly ‘cause it’s the cheapest. I only pay $22/month, but I don’t need a lot of coverage. Just the basics.

Brett said:
I use Figo, mostly ‘cause it’s the cheapest. I only pay $22/month, but I don’t need a lot of coverage. Just the basics.

Wow, that’s super low! Does Figo cover everything you need though?

@Finley
It covers accidents and illnesses, which is all I care about. If you want more like wellness stuff, the price goes up.

I’ve been using Embrace for my two dogs. The multi-pet discount is awesome! Plus, they reduce your deductible if you don’t file a claim.

Cedar said:
I’ve been using Embrace for my two dogs. The multi-pet discount is awesome! Plus, they reduce your deductible if you don’t file a claim.

That sounds like a nice perk. How much do you save on the deductible?

@Dara
They knock off $50 from your deductible each year you don’t file. It adds up!