Ashby said:
Medicaid is another option if you’re pregnant, disabled, or meet other criteria. But Texas has strict rules, so not everyone qualifies
Texas hasn’t expanded Medicaid under the ACA, so it’s harder to qualify. You usually need to have a dependent child or be pregnant or elderly to meet the criteria
@Sky
That’s tough. I wish they’d expand Medicaid here, as it would make a difference for a lot of low-income residents
If you lose your job, COBRA is another option, but it’s pricey. The average is $711 per month for an individual, which is way higher than marketplace plans
Uma said:
If you lose your job, COBRA is another option, but it’s pricey. The average is $711 per month for an individual, which is way higher than marketplace plans
COBRA’s expensive because you’re covering the full cost of the plan without employer contributions. You’re better off checking HealthCare.gov for cheaper options
@Harlem
Exactly. Marketplace plans are eligible for subsidies, unlike COBRA. Switching to one of those is usually more affordable